Our History

Old Times Square

Merchant Financial Corporation has been family owned and operated since 1995 and is affiliated with Merchant Factors Corp. and Merchant Business Credit, Inc., which were founded in 1985 and 1990 respectively.

Merchant was built to accommodate the needs of smaller ventures through personalized attention, advice, and networking opportunities.


Times Square

Along with our many successful clients, Merchant has grown dramatically over the last 17 years.    Merchant remains dedicated to the ideals of personal service, advice, easy access to upper management, and the ability to have the client’s needs addressed quickly, consistently, and professionally.

Merchant continues to serve clients with borrowings up to $10 million and provides working capital at competitive rates.

Merchant has built up a management team of highly experienced executives, well-connected in the banking, accounting, and legal communities.

Merchant operates from New York, and also has a full service office in Los Angeles, but we handle clients throughout the U.S.